Patriotism and Celebration

4th of July is a time for all of us to feel good about being an American. Yesterday we celebrated our country’s 236th birthday. The news programs last night were loaded with the stories of communities large and small celebrating with parades, picnics, parties and fireworks. A great feel good day. My wife and I have celebrated for the last 12 years with a family that lives at the top of the Oakland Berkeley hills. They host the community around them, their church friends and Members of his Kiwanis club. Yesterday about 100 people were there along with four members of Station 7 of the Oakland Fire Dept. It was a pot luck with hamburgers and hotdogs. A lot of food and many specialties. We had fun meeting new friends and renewing friendships with others. Typically each year we have some fog that blurs the view from where we are trying to see the fireworks at Crissy Field in San Francisco. This year was no different. We had fog and could not see anything but a glow from the exploding fireworks. We left before it was over and as we went down the hill the fireworks became clearer. It was a good ending of a day of celebration. Happy Birthday America.


About Marty Appel

I work with clients who are looking to purchase a home or refinance their existing mortgage using the FHA HECM (Home Equity Conversion Mortgage). I have developed a specialty with over 14 years’ experience in reverse mortgages. I pride myself on my ability to assist older homeowners navigate the reverse mortgage process with ease and confidence. I help seniors improve their financial future and remain in their homes. My technical knowledge of FHA rules and lender policies help clients avoid the pitfalls in the loan process experience. My passion and longevity make me an excellent source of valuable information about everything there is to know about a reverse mortgage.
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