The Time for Preparing

This time of year seems to have us preparing for so many things.  We are preparing our house to celebrate the Christmas season decorating our home inside and out.  We are preparing to welcome friends into our home to share the season.  We are preparing to have family visit us over the holidays. We are preparing special foods and goodies to share.  We are preparing our plans for what we want to do next year.  Now…….I am exhausted.


I know there are many people who are older homeowners who have limited resources to do any of the things I have mentioned above.  They live on fixed incomes and have just enough to make it from one day to the next.  Many of these homeowners are proud and do not want to ask for help or just do not want to let others know they need some help.  Help can be just around the corner if they are willing to talk to a reverse mortgage specialist to learn about reverse mortgages.


This Christmas Season, like all others past, provides an opportunity for family to gather around the kitchen table and discuss everyone’s life and plans for the coming year.  What a perfect time for the parents to ask their children to help them research and understand the reverse mortgage process.  I meet with many families and work with children to help their parents understand the reverse mortgage.  It works.  Children are trusted by their parents to guide them and select a reverse mortgage specialist they can trust.


So I counsel the children to listen and observe when you are with your parents.  Understand their need to seek financial assistance in these difficult times.  Help when you can and when the burden can be too much, let me come into your circle and help your family.


Have a great holiday season.  Merry Christmas to all.


About Marty Appel

I work with clients who are looking to purchase a home or refinance their existing mortgage using the FHA HECM (Home Equity Conversion Mortgage). I have developed a specialty with over 14 years’ experience in reverse mortgages. I pride myself on my ability to assist older homeowners navigate the reverse mortgage process with ease and confidence. I help seniors improve their financial future and remain in their homes. My technical knowledge of FHA rules and lender policies help clients avoid the pitfalls in the loan process experience. My passion and longevity make me an excellent source of valuable information about everything there is to know about a reverse mortgage.
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